"Experience savings and financial freedom with our mortgage refinance options. Whether your goal is to decrease monthly payments, lower your interest rate, or access your home's equity, our team of mortgage specialists is ready to assist you throughout the process. Learn how refinancing can support your financial objectives with competitive rates and customized solutions. Begin your refinancing journey today and discover your potential savings!"
"As a mortgage loan officer, I am here to guide you through the refinancing process, which involves replacing your existing mortgage with a new one that often offers improved terms, such as a lower interest rate or a different loan duration. Refinancing can enable you to access your home's equity, lower your monthly payments, and tailor your loan to align with your financial goals. Additionally, it provides the flexibility to add or remove borrowers from the mortgage. While there are numerous benefits, it's important to weigh potential costs and changes in terms. I'm here to help you assess whether refinancing is the right option for your unique situation."
Rate and Term
Refinance
A rate-and-term refinance,
commonly referred to as a
traditional refinance, is a form of
mortgage refinancing where an
existing mortgage is replaced
with a new one featuring altered
terms. The new mortgage may
come with a different interest
rate, loan term, or both. This
refinancing option can be
advantageous for capitalizing on
lower interest rates, reducing
monthly payments, paying off
the mortgage sooner, or
switching to a different loan
type.
VA IRRRL and FHA
Streamline
Think of this as a fresh start for
your VA or FHA loan. This
program is unique because it
doesn't require income
documentation or an appraisal.
All you need is a one-year history
of timely mortgage payments.
Even if you've had your loan for
less than a year, as long as you've
made at least six monthly
payments, you can use this
program to lower your interest
rate and adjust your repayment
terms much faster and cheaper. It can help
you save significantly on closing costs and
reduce your monthly payments.
Cash-Out Refinance
Consider a cash-out refinance to
leverage the equity you have
accumulated in your home and
convert it into available funds.
This refinancing choice enables
you to swap your existing
mortgage for a larger one, giving
you the excess cash to utilize at
your discretion. Whether you
aim to enhance your home,
merge debts, handle significant costs,
or address unexpected financial
requirements, a cash-out refinance
can offer the necessary financial resources.
With the potential for lower interest rates
compared toother loans, this alternative
can improve your financial adaptability and
maximize the potential of your home's equity.
Licensed In: Idaho and Washington
NMLS # 2492587
Corporate Address : 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212
NEXA Mortgage LLC.
www.nexamortgage.com
NMLS #1660690
AZMB #0944059
An Equal Housing Lender All Rights Reserved.
